House SARFAESI Auction Symbolic Possession

48 sq yard House for Auction in Payal, Ludhiana – PSB

Payal, Ludhiana, Punjab · Auction ID #112528

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House for auction in Payal, Ludhiana – PSB – photo 1
House for auction in Payal, Ludhiana – PSB – photo 2
House for auction in Payal, Ludhiana – PSB – photo 3
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Reserve Price ₹2,91,000
EMD (Earnest Money)—
Bid Increment—
Auction Date 11 Nov 2026, 11:00 AM Tomorrow
EMD Last Date 10 Nov 2026, 04:00 PM Today
Area48 sq yard
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Property Details

Property type
House (Residential)
Possession
Symbolic Possession
Area
48 sq yard (≈ 432 sq ft)
Reserve price / sq ft
₹674
Locality
Payal
State
Punjab
Pincode
141416
Address
Payal, Punjab, 141416 View on map

Description (as per sale notice)

BAANKNET Property ID: PSIB009830772
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Bank & Auction Details

Bank / Lender
Punjab & Sind Bank
Branch
DORAHA-D0407
Auction type
SARFAESI Auction
Borrower
parminder s****
Auction start
11 Nov 2026, 11:00 AM
Auction end
11 Nov 2026, 02:00 PM
EMD submission deadline
10 Nov 2026, 04:00 PM
Inspection
07 Nov 2026, 01:00 PM – 07 Nov 2026, 04:00 PM
Authorised officer
harsh kaushik
Officer contact
9815151986
E-auction portal
BAANKNET (Property ID PSIB009830772)
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Price Check

This listing's reserve price works out to ₹674 per sq ft. The average across residential bank auctions in Ludhiana on our site is ₹3,312 per sq ft, so this one is 80% below that average. Auction reserve prices are set by the bank's valuer and are not a guide to market value — compare with recent sale prices in the locality before bidding.

How to Participate in This Auction

  1. Read the official notice carefully — it contains the full terms, the property schedule and any known dues.
  2. Inspect the property on 7 Nov 2026 and check the title, society/municipal dues and occupancy.
  3. Register on the e-auction portal (BAANKNET (Property ID PSIB009830772)), complete KYC and get a digital signature certificate if required.
  4. Pay the EMD of — before 10 Nov 2026, 04:00 PM. It is refunded if you don't win.
  5. Bid online on 11 Nov 2026 starting above the reserve price.
  6. If you win, pay 25% of the bid amount (including EMD) as per the notice and the balance within the time allowed, usually 15 days.

Read our due diligence checklist and EMD guide before bidding.

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Information on this page is taken from the public auction notice and may contain errors or change. AuctionKhoj is not the auctioneer and is not affiliated with Punjab & Sind Bank. Always verify every detail with the official notice and the authorised officer before paying any money.

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