Disclaimer

Information Only

AuctionKhoj (auctionkhoj.com) is an information platform that collects and summarises auction notices already made public by banks, financial institutions, asset reconstruction companies, Debt Recovery Tribunals, insolvency professionals and liquidators, and e-auction portals in India. All content on this website, including listings, guides, articles, FAQs and email alerts, is provided for general information purposes only. By using the website you accept this Disclaimer in full.

Not Legal, Financial or Investment Advice

Nothing on this website is legal, financial, tax, investment, valuation or real estate advice, and nothing should be read as a recommendation to bid for, buy or avoid any asset. Buying an asset at a bank auction involves real legal and financial risk. The asset may carry unpaid property tax, maintenance or utility dues, may be occupied, may be subject to litigation or third-party claims, and is usually sold on an "as is where is, as is what is and whatever there is" basis. Before taking any decision, you should consult a qualified advocate, chartered accountant, valuer or other professional who can review your specific situation and the documents relating to the asset.

Always Verify With the Bank

The official sale notice, the complete terms and conditions of sale and the e-auction portal named by the selling institution are the only authoritative sources for any auction. Details on our website, such as reserve price, earnest money deposit, bid increment, inspection dates, auction date and time, property area, address and photographs, are summaries and may be incomplete, outdated or incorrect. Before you inspect, pay any money or place a bid, always read the original notice and confirm every detail directly with the authorised officer of the bank or institution. If there is any difference between our listing and the official notice, the official notice prevails.

We Are Not an Auctioneer

AuctionKhoj does not conduct, organise or participate in any auction. We do not accept registrations for auctions, bids or earnest money deposits, and we never ask users to transfer money to us for participation in an auction. We are not an agent of any bank or seller and we have no role in determining the winning bidder, confirming a sale, issuing a sale certificate or handing over possession. If anyone contacts you claiming to represent AuctionKhoj and asks for payment in connection with an auction, please treat it as suspicious and report it to us at contact@auctionkhoj.com.

No Guarantee of Accuracy or Availability

We make reasonable efforts to keep listings accurate and current, but we do not guarantee the accuracy, completeness, reliability or timeliness of any information. Auctions are regularly postponed, cancelled, withdrawn or settled by the borrower, sometimes on or shortly before the scheduled date, and such changes may not be reflected on our website immediately. We also do not guarantee that the website, its search tools or email alerts will be available at all times or free of errors. To the fullest extent permitted by law, AuctionKhoj accepts no liability for any loss or damage, including loss of earnest money, costs or opportunity, arising from reliance on information on this website.

Borrower and Property Information

Some listings include names of borrowers, guarantors or companies and descriptions of secured assets. This information is taken only from statutory notices that banks, tribunals and insolvency professionals are required by law to publish, for example under the SARFAESI Act, 2002, the Recovery of Debts and Bankruptcy Act, 1993 and the Insolvency and Bankruptcy Code, 2016. We reproduce it solely to inform the public about the sale and not to comment on any person's conduct or creditworthiness. The inclusion of a name does not imply any wrongdoing. If you believe a listing about you is inaccurate or should be updated because the matter has been settled, please contact us with supporting details and we will review it promptly.

Third-Party Content and Advertising

Our website links to third-party websites and displays advertisements from Google AdSense and other ad partners. We do not control or endorse third-party websites, advertisers or their products and services, and we are not responsible for their content or conduct. Bank names and logos are used only to identify the source of a notice and do not indicate any affiliation.

Contact

If you have questions about this Disclaimer or wish to report an error, please write to contact@auctionkhoj.com.