136.5 sq yard Residential Plot for Auction in Civil Lines Ludhiana, Ludhiana – PSB

Property Details

Property type

Residential Plot (Residential)

Possession

Physical Possession

Area

136.5 sq yard (≈ 1,228 sq ft)

Reserve price / sq ft

₹4,868

Locality

Civil Lines Ludhiana

City

Ludhiana

State

Punjab

Pincode

141001

Address

civil lines ludhiana, Punjab, 141001 View on map

Description (as per sale notice)

Bank & Auction Details

Bank / Lender

Punjab & Sind Bank

Branch

CIVIL LINES LUDHIANA-L0145

Auction type

SARFAESI Auction

Borrower

Manveen K***

Auction start

20 Nov 2026, 11:00 AM

Auction end

20 Nov 2026, 02:00 PM

EMD submission deadline

19 Nov 2026, 04:00 PM

Inspection

18 Nov 2026, 01:00 PM – 18 Nov 2026, 04:00 PM

Authorised officer

Rahul Talwar

Officer contact

8872777706

E-auction portal

BAANKNET (Property ID PSIB601773694)

Price Check

This listing's reserve price works out to ₹4,868 per sq ft. The average across residential bank auctions in Ludhiana on our site is ₹3,318 per sq ft, so this one is 47% above that average. Auction reserve prices are set by the bank's valuer and are not a guide to market value — compare with recent sale prices in the locality before bidding.

How to Participate in This Auction

1. Read the official notice carefully — it contains the full terms, the property schedule and any known dues.
2. Inspect the property on 18 Nov 2026 and check the title, society/municipal dues and occupancy.
3. Register on the e-auction portal (BAANKNET (Property ID PSIB601773694)), complete KYC and get a digital signature certificate if required.
4. Pay the EMD of — before 19 Nov 2026, 04:00 PM. It is refunded if you don't win.
5. Bid online on 20 Nov 2026 starting above the reserve price.
6. If you win, pay 25% of the bid amount (including EMD) as per the notice and the balance within the time allowed, usually 15 days.

Read our due diligence checklist and EMD guide before bidding.