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Flat SARFAESI Auction Symbolic Possession

Flat for Auction in Ratnagiri – BOI

Ratnagiri, Maharashtra · Auction ID #118679

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Flat for auction in Ratnagiri – BOI – photo 1
Reserve Price ₹22,59,000
EMD (Earnest Money)—
Bid Increment—
Auction Date 09 Dec 2026, 11:00 AM In 25 days
EMD Last Date 09 Dec 2026, 05:00 PM In 25 days
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Property Details

Property type
Flat (Residential)
Possession
Symbolic Possession
Locality
—
Pincode
415612
Address
Ratnagiri, Maharashtra, 415612 View on map

Description (as per sale notice)

1 BHK residential flat situated at Flat No 11, Stilt upper 2nd floor, Sea View Residency, At S. No. 188, H. No. 4/1A/14/1, city Survey no 85/1A/14/1, Vishvanagar, Thiba palace Area, at Nachane, Tal and dist Ratnagiri, Built up area 845 Sq Ft, owned by Mr Umesh Keshav Neswankar (Borrower-Mortgagor)

BAANKNET Property ID: BKID1400UMESH
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Bank & Auction Details

Bank / Lender
Bank of India
Branch
RATNAGIRI-1400
Auction type
SARFAESI Auction
Borrower
UMESH K***** N*****
Auction start
09 Dec 2026, 11:00 AM
Auction end
09 Dec 2026, 05:00 PM
EMD submission deadline
09 Dec 2026, 05:00 PM
Inspection
16 Nov 2026, 11:00 AM – 08 Dec 2026, 04:00 PM
Authorised officer
Adinath Chape
Officer contact
9284503747
E-auction portal
BAANKNET (Property ID BKID1400UMESH)
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How to Participate in This Auction

  1. Read the official notice carefully — it contains the full terms, the property schedule and any known dues.
  2. Inspect the property on 16 Nov 2026 and check the title, society/municipal dues and occupancy.
  3. Register on the e-auction portal (BAANKNET (Property ID BKID1400UMESH)), complete KYC and get a digital signature certificate if required.
  4. Pay the EMD of — before 09 Dec 2026, 05:00 PM. It is refunded if you don't win.
  5. Bid online on 9 Dec 2026 starting above the reserve price.
  6. If you win, pay 25% of the bid amount (including EMD) as per the notice and the balance within the time allowed, usually 15 days.

Read our due diligence checklist and EMD guide before bidding.

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Information on this page is taken from the public auction notice and may contain errors or change. AuctionKhoj is not the auctioneer and is not affiliated with Bank of India. Always verify every detail with the official notice and the authorised officer before paying any money.

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