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House Bank Auction Symbolic Possession

House for Auction in Raikot, Ludhiana – Union Bank

Raikot, Ludhiana, Punjab · Auction ID #5454

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House photo 1 House photo 2
Reserve Price ₹41,50,000
EMD (Earnest Money)—
Bid Increment—
Auction Date 29 Sep 2026, 12:00 PM
EMD Last Date 29 Sep 2026, 05:00 PM

Property Details

Property type
House (Residential)
Possession
Symbolic Possession
Locality
Raikot
State
Punjab
Pincode
141109
Address
Raikot, Punjab, 141109 View on map

Description (as per sale notice)

"1. Equitable Mortgage of residential land and building constructed on plot measuring 0B-12B-17B, situated in village Lohat Baddi, District Ludhiana, and comprised in Khata No. 470/628, Khasra No. 2887/534 as per Jamabandi 2010-11 of Village Lohat Baddi and in the Name of Mrs. Gurdeep Kaur, Bounded By :- East : Neighbour, West :- Ahmendgarh Road, North : Neighbour, South :- Neighbour "

BAANKNET Property ID: UBINCHDLAB7572A

Bank & Auction Details

Bank / Lender
Union Bank of India
Branch
ARB LUDHIANA-579963
Auction type
Bank Auction
Borrower
M/s J S M*** C***** A****
Auction start
29 Sep 2026, 12:00 PM
Auction end
29 Sep 2026, 05:00 PM
EMD submission deadline
29 Sep 2026, 05:00 PM
Inspection
—
Authorised officer
Pawan Kumar
Officer contact
7060561458

How to Participate in This Auction

  1. Read the official notice carefully — it contains the full terms, the property schedule and any known dues.
  2. Inspect the property on the inspection date given in the notice and check the title, society/municipal dues and occupancy.
  3. Register on the e-auction portal (BAANKNET (Property ID UBINCHDLAB7572A)), complete KYC and get a digital signature certificate if required.
  4. Pay the EMD of — before 29 Sep 2026, 05:00 PM. It is refunded if you don't win.
  5. Bid online on 29 Sep 2026 starting above the reserve price.
  6. If you win, pay 25% of the bid amount (including EMD) as per the notice and the balance within the time allowed, usually 15 days.

Read our due diligence checklist and EMD guide before bidding.

Information on this page is taken from the public auction notice and may contain errors or change. AuctionKhoj is not the auctioneer and is not affiliated with Union Bank of India. Always verify every detail with the official notice and the authorised officer before paying any money.

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